Quarterly Tax Estimator
Estimate annual tax liability and divide it into four tax payment due dates.
Open calculatorTax estimates for independent work
Make smarter tax decisions as a freelancer or gig worker.
1099Calc helps independent contractors estimate self-employment tax, plan quarterly payments, compare take-home pay, and track mileage deductions with clear, trustworthy numbers.
Next quarterly payment due soon
Updated for 2026 IRS rules
Browser-based calculations
Built for real-world side income
Built for the way independent income actually works.
- Freelancers and consultants
- Uber, Lyft, DoorDash, Instacart, and delivery drivers
- 1099 contractors and side-gig earners
- Small business owners with irregular income
Calculator tools
Estimate the tax numbers you need most.
Self-Employment Tax
See the 15.3% SE tax split into Social Security and Medicare, including the 92.35% adjustment.
Open calculator1099 vs W-2 Take-Home
Compare your actual take-home pay when working 1099 versus W-2 rates.
Open calculatorMileage Deduction
Calculate your deduction based on business miles and the current IRS business mileage rate.
Open calculatorDeduction Checklist
Review common expenses that freelancers and gig workers often forget to track.
Open checklistS-Corp Breakeven
Compare a sole proprietor tax estimate with a simplified S-Corp salary scenario.
Open calculatorState Tax Comparison
Compare combined federal and state tax estimates for 1099 income across 10 states.
Compare statesFreelance Rate Calculator
Work backward from your target take-home income to an hourly and day rate.
Calculate my rateShould I Take This Gig?
Estimate your real take-home profit and effective hourly rate after gig fees, expenses, mileage and taxes.
Open calculatorQBI Deduction
Estimate your Section 199A Qualified Business Income deduction for pass-through business income.
Calculate QBI deductionInvoice Generator
Create professional invoices with line items, tax, discount, and your logo. Download as PDF — free, no account needed.
Create invoiceWhy people use 1099Calc
Built for real-world independent income.
Plan ahead
See estimates before tax season, so you can set aside money and avoid payment surprises.
Understand your burden
Break out self-employment tax, income tax, and deduction impact in one place.
Use a practical guide
Read targeted content for drivers, freelance writers, Etsy sellers, and common 1099 tax mistakes.
Frequently asked questions
Answers to common questions about 1099Calc.
Yes — all calculators and guides are completely free, with no signup or account required.
No — all calculations run entirely in your browser. No income, salary, or personal financial data is sent to or stored on any server.
The calculators use verified 2026 federal tax figures sourced from the IRS, including current tax brackets, self-employment tax rates, and standard deductions. However, they provide estimates only and don't account for every individual circumstance (itemized deductions, tax credits, state-specific rules beyond the State Tax Comparison tool, etc.).
No. 1099Calc is an educational planning tool, not a replacement for a CPA or tax professional. For your specific tax filing, consult a qualified professional.
All calculators are built for tax year 2026. The underlying figures will be reviewed and updated in future years — see the note at the bottom of this section.
No — every tool is accessible immediately with no signup, login, or email required.
Note: The tax figures powering 1099Calc are built for tax year 2026 and will be reviewed and updated for future tax years.
Helpful reading